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Privacy Policy


Privacy Policy Information

 

 

 

FACTS

Rev. June 2015

WHAT DOES THE HARDIN COUNTY BANK INSURANCE AGENCY DO WITH YOUR PERSONAL INFORMATION?

 

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

· Social Security number and Income

· Drivers license information and bank account information

· Insurable assets and property information

When you are no longer our customer, we continue to share your information as described in this notice.

 

 

How?

All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Hardin County Bank Insurance Agency chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information

Does The Hardin County Bank share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

Yes

 

No

For our marketing purposes—

to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes—

information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—

information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

    Questions

     Call 731-689-4147

www. hcbinsurance.com

 

Who we are

Who is providing this notice?

The Hardin County Bank Insurance Agency

 

What we do

How does The Hardin County Bank Insurance Agency protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The Hardin County Bank Insurance Agency collect my personal information?

We collect your personal information, for example, when you

· Ask for an insurance quote or obtain a policy with us

· process a payment or verify your identity

· make a change to an existing policy

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

· sharing for affiliates’ everyday business purposes—information about your creditworthiness

· affiliates from using your information to market to you

· sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

· The Hardin County Bank Insurance Agency does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

· The Hardin County Bank Insurance Agency does not share with nonaffiliates.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

· The Hardin County Bank Insurance Agency doesn't jointly market.

 

 

 

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235 Wayne Road
Savannah, TN 38372
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Office: 731.926.1200
Fax: 731.925.9059
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The Hardin County Bank Insurance is a division of The Hardin County Bank. Insurance products offered are not a deposit, not FDIC- Insured, not insured by any federal government agency, not guaranteed by the Hardin County Bank, and may go down in value.
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